Investment Analysis

Real Estate
Return Calculator

Model your property investment with full loan financing. Adjust every variable to see cashflow, IRR, and breakeven — then compare against a stock market benchmark.

Monthly CF

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IRR

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Breakeven

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vs Benchmark

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Parameters

Monthly Cashflow

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IRR (Equity)

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Internal Rate of Return

Cashflow Breakeven

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vs. Stock Market Benchmark

Annual return %

■ RE IRR

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■ Benchmark

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RE Final Value

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Stock Final Value

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How this works: Stock scenario invests the same equity (down payment + purchase costs) on day 1 at the benchmark rate. RE line shows total wealth if sold each year: cumulative cashflows + net sale proceeds.

Financial Breakdown — Year 1

Income

Gross Rent —

Vacancy Loss —

Net Rental Income —

Expenses

Mortgage —

Maintenance —

Management —

Insurance —

Tax / Fees —

Total Expenses —

Loan Amount

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Equity Invested

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Cap Rate

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Cash-on-Cash

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Projections Over Hold Period

Annual Cashflow (SAR)

Cumulative Net Profit (SAR)

Property Value vs. Loan Balance

Exit Analysis

Sale Price

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Remaining Loan

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Net Proceeds

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Total Rent

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Total Mortgage

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Total ROE

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